Credit cards that come with an included travel insurance policy are the best solution if you love travelling abroad and would like to be covered for the whole duration of your exciting trips. The following information will help you familiarise with this product and avoid unpleasant “surprises”.
Regardless of the purpose of the trips you have to take, if you are the kind of person that needs to travel a lot then you will surely enjoy becoming the owner of a credit card that comes with complementary travel insurance. Everybody has experienced the frustration of a stolen or lost baggage and some other similar problems that can raise while abroad.
In all these situations, you will be absolutely protected by the travel insurance policy provided to you by the credit card company and you will surely receive a full refund should you require medical assistance while travelling abroad.
More about the Features
Travel insurance packages tend to be quite basic, as most of them do not cover the traveller during their entire trips. That is why it is important that you check if the insurance is “Credit Card Cover” or “Air Miles Cover”: the first offers you protection any time during your trip, the latter only whilst travelling. Furthermore, you will be happy to know that some additional free services are usually provided to you by platinum credit cards, such as discounts for travel related services or free miles flown with your favourite airline. You can apply for a platinum credit card online by simply filling out a web form, but make sure that you read the terms and conditions, more than once if necessary, before you submit your application.
Doing a Rate Comparison
If you are interested in this product, there are many price comparison websites where you can compare different travel insurance quotes and save on your travel insurance. Simply put, these websites allow you to choose from a wide range of different travel insurance plans offered by various insurance and credit card companies. With a little luck, you will even be able to find a free travel insurance credit card, but do not let the name deceive you, as you will have to pay an annual fee for this type of cover.