Top 10 Personal Finance Software Applications For 2012
Whether it is a quick look at a basic portfolio, a more complicated analysis of a retirement plan or even the financial position of a number of accounts at once, today’s personal finance software applications are a far cry from computerized versions of consumers’ checkbooks. Read on below for the ten best personal finance software applications for 2012.
Quicken Starter Edition 2011 – $39.95
Quicken, owned by Intuit, is one of the best-known names in personal finance software solutions, thanks to its ability to quickly consolidate bills, bank statements and checkbook reconciliations in once place. Easy to set up and even easier to share with your CPA at the end of the year, this is a great choice for day-to-day money management.
You Need a Budget – $60.00
This aptly named application, YNAB for short, offers colorful graphs and charts to make understanding your budget easy. There are no financial calculators though or tax functions, which may make this hard to use for long term planning.
Moneydance 2011 – $49.99
Moneydance 2011 is available as a free download for Windows, Mac and Linux systems before you buy the full version. The full version of the finance software comes with a ton of calculators and easy online bill payment through connected bank accounts.
AceMoney – $39.99
Loaded with features, AceMoney gives its users everything from financial calculators to lessons how to create and maintain a budget. A favorite feature is the ability to not only track and pay bills but also split them, making it a great choice for anyone with a roommate. Unfortunately, though, it does not come with telephone support.
BankTree Personal 2.10 – ﾣ24.50
BankTree Personal is a UK product modified for the US market. This means that there are a lot fewer tax options than some users may prefer, though it does allow users to export data in .csv files for import into other systems. BankTree Personal really excels, though, at tracking investment information and helping users to analyze their portfolios. Since the Web is a worldwide experience, it makes sense to let you know about this excellent option, especially for UK users.
BudgetExpress – $24.99 Canadian
Less expensive than many competitors, BudgetExpress is also lighter on some of the features offered by its competitors. This software is a fast and easy way to set up and track budgets, but does not offer any tax or personal investment tracking or guidance.
Buddi – Free
Available for free, Buddi is a fairly straightforward software system for those wanting to do basic personal budgeting. Users will have to be ready to invest some time in setting up categories and entering data, since very little is automated.
Mint.com – Free
Possibly the best online personal finance software solution, Mint.com offers users the ability to access their financial data anywhere there is an Internet connection.
iBank – $59.99
One of the more expensive options, iBank is a great choice for users dealing with more than one currency. It also gets top marks for financial data security, but fails to provide a smooth import function for brokerage accounts.
iCash – $49.99
iCash features a fast set up, with most users ready to budget and track financial data in less than 20 minutes. There are only a few reports available though, which may limit the functionality of the program for more advanced financial planners.
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